iTransact Credit Card Processing

iTransact, Inc., a privately held company based near Salt Lake City, Utah, is a leading developer of total Internet payment solutions. iTransact's RediCheck service has been in use since 1994 and was the first check payment system to be introduced on the Internet.

iTransact is the first company to offer all the following:

• Internet-based real-time check acceptance;
• Real-time credit card verification, authorization, and processing;
• Payment acceptance via electronic funds transfer;
• An integrated shopping cart system; and
• High-speed, redundant connections.

iTransact processes millions of dollars in transactions monthly and has demonstrated that its systems are stable and secure. iTransact's proprietary technology base and its ability to continually introduce innovative payment solutions keep the company on the cutting edge of transaction services.

If you already have your own Internet Merchant Account, iTransact can support the following processors:

• First Data Merchant Service (FDMS)
• Paymentech (Salem)
• Vital Processing Services
• Nova Information Systems
• Global Payments
• Visanet (Vital)
• Ces/4 (CardNet/First Data/FDMS)
• Gensar (Paymentech)
• Mapp Host/M (GPS)
• Nabanco (FDMS/First Data)
• NDC/CNET/N (GPS)
• FDR/FDC

REAL-TIME CREDIT CARD AUTHORIZATION
RediCharge is the most advanced, secure, and reliable method for authorizing credit card transactions online in real-time. This service enables you to accept all of the major credit cards (and most debit cards) without the need to purchase or lease costly hardware or install any software.

EASE OF USE
iTransact's advanced technologies enable you to easily accept credit cards and checks with or without a web site, using a new or existing merchant account (required for credit cards only). Your web site can be hosted without compromising the security of your customers' data.

Through iTransact's Transaction Control Panel, you will have access to many useful interfaces, such as a transaction listing, online credits to customer accounts, real-time voiding of transactions, and point-and-click recurring billing.

FEATURES AND BENEFITS
Since the iTransact gateway is compatible with nearly all credit card processors, no special arrangements need to be made with your financial institution. Since your customers are not required to download software (e.g., wallets) or subscribe to an online payment service, their transactions can be processed immediately. Credit card authorizations are returned to you and your customer in as few as ten seconds.

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